Frequently Asked Questions

Do I need a high credit score to qualify for money?

No. If you have less than perfect credit, a tax lien, or had a bankruptcy, you can still get working capital.

We are an alternative funding company and this is not a loan, therefore we don’t use the same approval criteria as a bank. With our funding, the amount of capital you can receive is based primarily on your monthly credit card sales. Even if your credit score is low, have a tax lien, financial difficulties or are open less than one year, your business can be approved for the capital.

We can also funding restaurants open less than one year.

Also, unlike a bank loan, that requires 2-3 years business and personal financials and in many cases, a down payment, our requirements to qualify for up to $350,000 per location are:

  • 4 months of credit card statements
  • a one page application
  • proof that restaurant is open and operating, such as 1 month’s bank statement.

NEW! For restaurant owners who want $1000 to $10,000 working capital within 48 hours, ask about with our new, FAST CASH program! EVERYONE is approved!! Tax Liens, Personal Small Collections/Foreclosures OK.

All that is required is 2 months + of credit card statements and a completed application. Same day approval. Funds available within 3 days.

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How Long Have You Been Providing Capital to Restaurants?

Since 2000. We are one of the first companies to provide alternative working capital to restaurant owners to buy equipment, improve or expanded their business, pay bills, open new locations, or even buy out partners.

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What Funding Programs Are Available?

There are 3 programs available and with each program approval is not conditional on credit score.

  • Instant Fast Cash – short term funding for restaurants that want immediate cash flow to meet payroll or pay bills. To determine how much a restaurant can receive, we look at the last 2 months+ of Visa/MC sales and depending on those sales, we can provide the business with $1,000 to $10,000 in funding. Renewals are always available and funds can be wired to you within 2- 3 days. Our easy repayment schedule allows you to repay through a small portion of future Visa/MC sales.
  • Emerging Restaurant Capital -funding for restaurants open at least two months and process over $10,000 a month in Visa/MC. The amount of funding available depends on the restaurant’s monthly Visa/MC sales.
  • Restaurants Open One Year or More – Since 2000, we have funded millions of dollars to restaurants across the US to buy equipment, open new locations, pay bills/taxes, expand or advertise, even buy out partners. A restaurant open one year or more can qualify for up to $350,000 per location, depending on the amount of Visa/MC processed per month.

Call Now to Find Out How Much Capital You Can Receive 1(877)600-FUND(3863)

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How Soon is Capital Available?

For Instant Fast Cash: $1000 to $10,000 is usually approved same day and funds are available in 24-72 hours, if you process at least $1000 in Visa/MC sales per month and have been open and operating for 2 months. There is no credit check with this program. To qualify, you must have 2 months of Visa/MC processing and have proof business is open and operating, such as one month of bank statements available.

For both Emerging and Restaurants Open One Year or More, capital can be available in 3-10 days AFTER a restaurant provides us with 3-4 months of Visa/MC statements, proof restaurant is open and operating, such as one month’s bank statement and has completed the short, one page application, or any other required paperwork.

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What Fees Do You Charge?

There Are No Application Fees.

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Want To Buy Equipment, Pay Bills, Open New Locations, Expand Your Business Or Buy Out A Partner?

Call: 877-600-3863 NOW, or apply now.

THERE IS NEVER AN APPLICATION FEE.

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What If I Want To Get Started Now?

Please fax or email 4 months of Visa/MC processing statements, one month of bank statements (as proof business is open and operating.)

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